A gift that keeps on giving? These graduation gift Ideas for financial success will help your graduate take control of their finances and thrive!
I was very excited for my college graduation.
To finally be independent. To make my own money. Buy whatever I want.
I didn’t even want to take a vacation, travel or rest.
I wanted to jump into the “real world” right away.
Six months after graduation and several job interviews after, I still don’t have any job offers.
I was bored.
And depressed.
With no more allowance, I don’t have money to go out with friends.
So I stayed at home, doing chores all day.
And watching TV in between.
Looking back, I realize all those days were wasted.
Had I known back then, I would have told my 20-year old self to stop watching TV and build income streams instead!
I would have asked for a graduation gift that will prepare me for financial success.
Many graduates today are facing the same struggles – not much money, no job lined up, and no clear idea of where to start building her future.
That’s scary and overwhelming.
But we can guide them on the first steps.
The ideas below are more than just gifts—they’re graduation gift ideas for financial success!
New graduates will learn about money, save for important goals, and feel more confident about the future.
Graduation Gift Ideas for Financial Success
These graduation gifts will give them the basic structure and support to start strong and make good choices as they begin their journey to independence.
1. Shares of stock
What It Is: Buying shares of a company means the stock holder owns a small part of that business. If the company does well, the value of the stock can grow, and they can earn money through dividends over time.
Why It’s Helpful: Buying them shares of stock will teach them about investing. It is also an opportunity to grow their money. It’s a fun way to show how saving and investing can work together.
How You Can Help: Choose stocks from well-known and stable companies that they recognize or interested in, like a favorite brand.
You can also register them to an investing app or platform that allow them to watch the stocks grow and invest more, if they want.
2. Certificate of Deposit
A certificate of deposit is a type of savings account that holds money for a set period, earning interest during that time.
Why It’s Helpful: It’s a safe way to save without being tempted to spend the money too soon.
How You Can Help: Open a Certificate of Deposit in the name of the graduate with an initial deposit. Choose a term of 1-5 years, depending on when they might need the money. Or when they can use it for a specific purpose.
3. Books about building income streams
I highly recommend “Second Incomes” by Jomar Hilario.
It isn’t just about making money; it’s about learning valuable skills. It is filled with real-life examples and doesn’t sugar-coat.
The book provides practical tips on choosing the right products to promote and how to track your earnings.
It even covers common mistakes beginners make and how to avoid them.
Why It’s Helpful:
Gifting “Second Incomes” is like giving someone the tools to design their own future.
It’s perfect for young adults who are curious about entrepreneurship or looking for ways to earn extra income while studying or working part-time.
How You Can Help:
Buy the book here.
Want to throw in a bonus?
You can also sign them up for the online course called Profitable Funnels Mentoring for the hands-on application of the book. That way, they can progress faster under the guidance of an experienced mentor.
4. A Financial Coaching Session
What It Is: A one-on-one session with a financial advisor is one of the best graduation gift ideas for financial success you can give to a young adult.
Schedule them with someone who can teach them how to budget, save, and plan for her future.
This will also introduce them to the different investing products available depending on their medium to long-term goals.
Why It’s Helpful: Personalized advice can give her confidence and help her make smart decisions about money early on.
It will also empower them to avoid money traps and investment scams that they will encounter along the way.
How You Can Help: Arrange and pay for a session or find a free workshop she can attend in her community.
5. A Starter Emergency Fund
What It Is: A small amount of money set aside for unexpected expenses like car repairs, medical bills, or other emergencies.
Why It’s Helpful: As one of the graduation gift ideas for financial success, this gives them a safety net as they start adult life. It can reduce stress and help them avoid going into debt while they look for a stable job.
How You Can Help: Set up a simple savings account with an initial deposit of whatever amount is reasonable to you. Encourage them to add to it.
You can even incentivize them by matching the amount they put it by a certain percentage. For example, for every $50 they put in, you put in 10% to add to their emergency fund.
These graduation gift ideas for financial success don’t just celebrate a milestone.
They equip graduates with tools to build a better future.
Whether it’s teaching them to invest, providing a financial safety net, or guiding them toward entrepreneurship, these thoughtful gifts can make a lasting impact and will keep on giving.